Financial Tools
Should I refinance my mortgage? How much do I need to save for my child’s college education? As accounting professionals, we answer these questions daily. To better guide you and address your concerns we provide interactive financial calculators and other tools. While these financial tools are not a substitute for financial advice from a qualified professional, they can be a useful starting point in your decision-making process.
Financial Calculators
Consolidating your debt is a solid start, but creating a plan to pay off the entirety of your debt is the ultimate goal. This calculator demonstrates how you can accelerate your debt payoff.
Enter your desired payment and its frequency, and allow us to calculate your loan amount. Alternatively, enter in the loan amount and we will calculate your loan payment.
Use this calculator to project how much a series of annual stock option grants might be worth to you.
Age, ability to tolerate risk, and several other factors are used to calculate a desirable mix of stocks, bonds, and cash.
Determine your prospective budget for an automobile based on your weekly, bi-weekly, or monthly payments, or find out the amount of your loan payment based on your purchase price.
Determine whether you should take advantage of low-interest financing or a manufacturer rebate.
This calculator shows you the possible savings by using an accelerated bi-weekly mortgage payment.
Determine when your business will be able to cover its expenses and make a profit.
Should your business consolidate its debt? Use this calculator to find out.
This tool calculates a business valuation based upon the discounted cash flow methodology – illustrating how changes in projected growth rates and capital assumptions impact the business’ net present value (NPV).
Should you lease or finance your next automobile?
Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.
Balance your cheque book with this quick and easy calculator.
Even a small difference in the fees you pay on your investments can add up over time. Use this calculator to see how different fees impact your investment strategy.
Even a small difference in the interest you are paid on your savings can add up over time. Use this calculator to see how different savings rates can impact your savings strategy.
This calculator demonstrates how compounding can affect your savings.
Getting a consolidation loan can do more than pay off your debt. Use this calculator to see the results of paying off your debt and investing your payment savings.
Find out when your savings plan will make you a millionaire.
How is your credit? Use this calculator for a quick assessment.
Use this calculator to determine how long it will take you to pay off your credit card balances by making minimum payments only.
The Credit Card Optimizer helps you determine effective distribution of your credit card debt.
Use this calculator to see what it will take to pay off credit card balances, and what you can change to meet your repayment goals.
Determine pre-approved line of credit amounts available to you.
Use this calculator to determine disability insurance amounts needed to cover expenses in the event of illness or injury.
Waiting to begin saving can heavily impact the results. This calculator demonstrates the true cost of postponing a savings plan.
Use this calculator to help develop or fine-tune an education savings plan.
Determine how much emergency savings you may need and how to begin saving toward this important goal.
Use the slider controls to instantly change your monthly payment, loan amount, interest rate, or term.
Should you lease your next equipment or finance it?
Use this calculator to analyze one of your existing loans. Calculate your remaining balance based on the number of monthly payments you have remaining.
This calculator helps you to focus on areas in which your business may need attention. Areas may include solvency, liquidity, operational efficiency, and profitability.
Analyze your budget, see where your money goes, and find out where you can improve.
Use this calculator as a starting point for your debt management plan.
Your salary is one of your most important assets. This calculator is designed to help you understand today’s value of your future earning.
Use this calculator to determine how much inventory you should hold, and efficient timing of your inventory orders.
This calculator helps you determine either how long or how many periodic distributions can be withdrawn from an investment before it matures.
Use this calculator to see if your investment plan is in line with your goals and receive suggestions on how to modify your plan if not.
This calculator helps illustrate the effect of using a loan to purchase an investment or appreciable asset. Using debt as leverage to purchase investments can increase your return, but can also increase financial risk.
Investing is more complex than being familiar with your annual rate of return. This calculator will help illustrate how inflation, taxes, and time frame can impact your bottom line.
Use this calculator to see the potential duration of your investment savings once you begin receiving periodic distributions.
The Investor Profile Questionnaire is designed to help you create a balanced investment portfolio.
This calculator can give you an idea of your life expectancy based on your current age, smoking habits, gender, and several other important lifestyle choices.
Find out how much life insurance you really need.
This calculator helps determine your loan or line of credit payment.
Use this calculator to see what it will take to pay off your line of credit, and what you can change to meet your repayment goals.
Use this calculator to sort through the monthly payments, fees and other costs when comparing loan options.
Use this calculator as the first step to determine your overall ability to qualify for a loan.
Long-term care exists for those who cannot perform the basic tasks required to live autonomously. This calculator can help you determine if you are financially prepared for this impending expense.
Low, promotional interest rates can save you money when you finance your car or truck. Use this calculator to help find the best monthly payment and how much interest you could save.
Use this calculator to see how a simple change such as bringing a bagged lunch to work can really add up.
Use this calculator to determine your monthly payment and amortization schedule.
Use this calculator to compare mortgage terms, rates, and amounts. Let us help you decide which loan is better for you.
Save thousands of dollars in interest by increasing your monthly mortgage payment.
This calculator helps you determine whether or not you qualify for a home mortgage.
Use this calculator to see how much interest you can save by refinancing your mortgage.
This calculator helps you determine your net worth. It also estimates how your net worth could increase or decrease over the next ten years.
Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.
Are you better off buying a home or should you continue to rent?
Use this calculator to determine your monthly income amount from your retirement savings when the time comes.
Do you know how much it takes to create a secure retirement? Use this calculator to help determine what size your retirement nest egg should be.
Quickly determine if your retirement plan is on track and learn how to maintain it.
The Credit Card Roll-Down Calculator applies two simple principles to paying off your credit card debt.
This calculator is designed to help you calculate different payment options from your Registered Retirement Income Fund (RRIF).
An RRSP loan can be an excellent way to jump-start your retirement savings. Use this calculator to see how an RRSP loan could compliment your retirement savings plan.
Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.
What will it take to reach your savings goal? Use this financial calculator to find out.
Use this calculator to determine how much your savings will be worth with these two important variables in mind.
Use this calculator to determine the value of your stock options for the next one to twenty-five years.
This calculator is specifically designed to help students understand their expenses and income while attending a university, college, or other full-time academic institution.
This calculator is designed to help compare a Tax Free Savings Account (TFSA) to a Registered Retirement Account (RRSP) and an ordinary taxable savings account.
This calculator is designed to help compare a normal taxable investment, a tax deferred investment, and a tax-free investment.
Working capital essential to running your business. This calculator assists you in determining your working capital needs for the next year.
